Shop Pay offers you the option to pay in full at checkout or to split your purchase into four interest-free payments or monthly payments with interest.
Purchases up to $17,500
You have the option to pay for orders between $50 and $17,500 USD, including discounts, shipping, and taxes. To use Shop Pay Installments, your shipping address needs to be in the United States.
Fees or Additional Charges?
Rates from 0% APR or 10-36% APR. You can pay your balance off early without penalty. However, if you make a partial payment or late payment, then future applications to use Shop Pay Installments might be affected.
Credit Score Impact
Your credit scores aren't affected if you use Shop Pay Installments. However, if you don’t pay an installment, or you make a late payment, then your eligibility for making purchases using Shop Pay Installments in the future might be affected.
